Bank of America Visa Signature® WorldPointsTM Rewards

Earn 1 Point for every dollar you spend in net retail Earn 1 Point for every dollar you spend in net retail purchases. 
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, gift cards and more. 
No Annual Fee
Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants. 
Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible. 
Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details. 
Absolute Fraud protection 
Online account access and Points management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months of balance transfers and direct deposits* Between 9.99% - 19.99%* None* Yes* Good Credit*