Best Credit Cards

Capital One® Platinum Prestige

2009-01-20T06:38:00.001-08:00

Capital One® Platinum Prestige
Enjoy one of the advantages of excellent credit: the Capital One® Platinum Prestige Card. This Platinum MasterCard® provides a low introductory APR on purchases and balance transfers, as well as no annual or transfer fees. Gain access to the exclusive Capital One Saving ZoneSM on Yahoo! Shopping and get significant discounts on brand-name merchandise. You even get extended warranty protection on all your warrantied purchases. You’re also granted fraud liability, travel accident, and auto rental insurance. Capital One’s 24-hour travel and emergency assistance team is standing by in the event your card is ever lost or stolen. And if your car dies out or your keys get locked in, Capital One’s 24-hour roadside assistance team will send someone to your rescue. Reward yourself for your excellent credit history. Apply now for the Capital One® Platinum Prestige Card.

This Card Is Right for
People with excellent credit interested in getting a great rate

Features
$0 fraud liability for lost or stolen cards
Choose your own card design
Convenient online account servicing

Annual Percentage Rate (APR)
Variable purchase rate, currently 7.15%

Annual Membership Fee (AMF)
$0

Balance Transfers
Variable rate, currently 7.15%
No balance transfer fee

Credit Limit
Up to $20,000 (min $500)

Additional Benefits
Platinum MasterCard® Benefits:
Collision, Damage, and Loss Insurance on rental cars
24-hour Roadside Assistance with lock-out service, towing, and flat repair
Emergency replacement card or cash advance if your card is lost or stolen
$100,000 Worldwide Automatic Travel Accident Insurance

* See the online Capital One® Platinum Prestige application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Discover® More Card

2009-01-20T06:37:00.004-08:00

Discover® More Card
The Discover® More Card can keep more money in your wallet. Leverage a low introductory APR on balance transfers to save when you transfer balances from high interest rate credit cards and loans. You also receive a low introductory APR on purchases. The Discover More Card also gives you unlimited Cashback Bonuses®. Get cash back on all purchases, including gasoline, travel, home improvement supplies, clothing, restaurants, and more. Get even more cash back when you buy from popular retailers on ShopDiscover, an exclusive online shopping destination by Discover. Add no annual fee and you have a credit card that will help keep your wallet fat and happy. Apply now for the Discover More Card.

FEATURES
More ways to earn more cash than anyone else.SM*

Get 5% Cashback Bonus ® in popular categories that change four times a year like travel,home, apparel, gas, restaurants, movies and more. Plus get 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover.

In addition, you'll automatically earn up to 1% Cashback Bonus on all other purchases. And unlike other cards, these are unlimited cash rewards.

Get More Description
The Get More program is a free and easy way to build rewards even faster; get 5% Cashback Bonus in popular categories that change four times a year, like travel, home, apparel, gas, restaurants, movies and more.

* See the online Discover® More Card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card

2009-01-20T06:37:00.003-08:00

Bank of America WorldPoints® Platinum Plus® Visa® Credit Card
The Bank of America® WorldPoints® Platinum Plus® Visa® delivers for those who always want the best of the best. Whether you’re looking for an excellent balance transfer opportunity or remarkable 24/7 concierge service, the Bank of America WorldPoints Platinum Plus Visa surpasses expectations. Start saving money with a low introductory APR on purchases and balance transfers. And start saving time with complimentary access to the exclusive MyConcierge™ service. The comprehensive 24/7 personal assistance team is standing by to help you with everything from restaurant recommendations and reservations to doggie daycare arrangements. Earn a WorldPoint for every dollar you spend on net retail purchases. There’s no limit to the number of points you can accumulate. Turn your points into cash, unrestricted travel, car rentals, hotel stays, brand name merchandise, gift certificates, and more. You can also choose to partake in the WorldPoint’s exclusive Ultimate Access® rewards, including designer merchandise, celebrity engagements, once-in-a-lifetime experiences, and much more. If you demand the best, apply now for the Bank of America WorldPoints Platinum Plus Visa. Card issued and administered by FIA Card Services, N.A.

No annual fee
Absolute fraud protection
Online access and 24-hour service
Access to the MyConcierge℠ service, a unique personal assistance service
Introductory 0% Annual Percentage Rate (APR) for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.* (subject to a 3% transaction fee, no less than $10)

* See the online Bank of America WorldPoints® Platinum Plus® Visa® Credit Card application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Discover® More Card - Monogram

2009-01-20T06:37:00.001-08:00

Discover® More Card - Monogram
The Discover® More Card – Monogram gets personal with your initials stylishly displayed in an elegant typeface. Choose from a variety of both bold and classic colors, as well as the option to include one or two initial letters. But the Discover More Card – Monogram offers much more than personalized style. A low introductory APR on purchases and balance transfers keeps cash in your pocket and ample cash back rewards bring more money in. Earn unlimited Cashback Bonuses® on all purchases, including gasoline, travel, home improvement supplies, clothing, restaurants, and more. Collect even more Cashback Bonuses when you buy online at ShopDiscover. The Discover More Card – Monogram provides the protection of a zero fraud liability guarantee, advanced fraud early warning alerts, and the assistance of a dedicated team of fraud specialists 24 hours a day, seven days a week. The Discover More Card – Monogram is a sophisticated way to save. Apply now.

FEATURES
Enjoy a 0% Interest * on purchases for 6 months, pay no annual fee and have peace of mind with $0 fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn 5% Cashback Bonus® on Get More purchases in popular categories that change four times a year like travel, home, apparel, gas, restaurants, movies and more and up to 1% Cashback Bonus on all other purchases automatically*.

* See the online Discover® More Card - Monogram application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Bank of America World MasterCard® with WorldPointsTM

2009-01-20T06:36:00.001-08:00

Bank of America World MasterCard® with WorldPointsTM
Indulge yourself with the Bank of America World MasterCard® with WorldPointsTM Rewards. Exclusive World MasterCard privileges include concierge service; luxury lifestyle product and service offers; and preferred access to events. No preset spending limit means you have superior purchasing power. And a low introductory APR on balance transfers provides you with the ideal opportunity to rid yourself of those high-interest credit cards. The Bank of America World MasterCard with WorldPoints Rewards grants you a point for every dollar spent on net retail purchases with no limit to the number of points you earn each year. Redeem your points for cash, unrestricted travel, brand name products, gift certificates, and more. Or choose from Ultimate Access® rewards, including exclusive designer merchandise, celebrity engagements, once-in-a-lifetime experiences, and other unprecedented premiums. To ensure a first-class experience, Bank of America and MasterCard provide you with absolute fraud protection, secure online account management, and 24-hour customer service. Apply today for the Bank of America World MasterCard with WorldPoints Rewards. Card issued and administered by FIA Card Services, N.A.

FEATURES

The Bank of America World MasterCard with WorldPoints features a flexible and unique rewards program that puts you first. Select from cash back, travel, merchandise or personal services that are yours for the picking. Earn 1 point for every $1 in net retail purchases:

5,000 Points = $25 cash
12,000 Points = $100 Old Navy Gift Card
25,000 Points = Round-trip airline ticket within the 48 continental U.S. states

* See the online Bank of America World MasterCard® with WorldPointsTM application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Discover® More Card - American Flag

2009-01-20T06:35:00.000-08:00

Discover® More Card - American Flag
Show your patriotism with the Discover® More Card – American Flag. You’ll enjoy unlimited Cashback Bonuses® on all purchases from “sea to shining sea,” including gasoline, travel, home improvement supplies, clothing, restaurants, and more. When you shop online at ShopDiscover, you’ll earn even more cash back. Redeem your rewards for select gift cards and you can increase your rewards by as much as double their value. The Discover® More Card – American Flag offers a low introductory APR on balance transfers and purchases, and no annual fee. Apply now for the Discover® More Card – American Flag. You’ll get a response within 60 seconds.

FEATURES
More ways to earn more cash than anyone else.SM*

Get 5% Cashback Bonus ® in popular categories that change four times a year like travel,home, apparel, gas, restaurants, movies and more. Plus get 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover.

In addition, you'll automatically earn up to 1% Cashback Bonus on all other purchases. And unlike other cards, these are unlimited cash rewards.

Get More Description
The Get More program is a free and easy way to build rewards even faster; get 5% Cashback Bonus in popular categories that change four times a year, like travel, home, apparel, gas, restaurants, movies and more.

* See the online Discover® More Card - American Flag application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Capital One® Platinum Prestige

2009-01-20T06:34:00.001-08:00

Enjoy one of the advantages of excellent credit: the Capital One® Platinum Prestige Card. This Platinum MasterCard® provides a low introductory APR on purchases and balance transfers, as well as no annual or transfer fees. Gain access to the exclusive Capital One Saving ZoneSM on Yahoo! Shopping and get significant discounts on brand-name merchandise. You even get extended warranty protection on all your warrantied purchases. You’re also granted fraud liability, travel accident, and auto rental insurance. Capital One’s 24-hour travel and emergency assistance team is standing by in the event your card is ever lost or stolen. And if your car dies out or your keys get locked in, Capital One’s 24-hour roadside assistance team will send someone to your rescue. Reward yourself for your excellent credit history. Apply now for the Capital One® Platinum Prestige Card.

This Card Is Right for
People with excellent credit interested in getting a great rate

Features
$0 fraud liability for lost or stolen cards
Choose your own card design
Convenient online account servicing

Annual Percentage Rate (APR)
Variable purchase rate, currently 7.15%

Annual Membership Fee (AMF)
$0

Balance Transfers
Variable rate, currently 7.15%
No balance transfer fee

Credit Limit
Up to $20,000 (min $500)

Additional Benefits
Platinum MasterCard® Benefits:
Collision, Damage, and Loss Insurance on rental cars
24-hour Roadside Assistance with lock-out service, towing, and flat repair
Emergency replacement card or cash advance if your card is lost or stolen
$100,000 Worldwide Automatic Travel Accident Insurance

* See the online Capital One® Platinum Prestige application for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

Capital One® Platinum Prestige

2009-01-20T06:34:00.000-08:00

Capital One® Platinum Prestige

2009-01-20T06:33:00.000-08:00

Bank of America Visa Signature® WorldPointsTM Rewards

2009-01-20T06:31:00.000-08:00

Earn 1 Point for every dollar you spend in net retail Earn 1 Point for every dollar you spend in net retail purchases.
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, gift cards and more.
No Annual Fee
Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
Absolute Fraud protection
Online account access and Points management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months of balance transfers and direct deposits* Between 9.99% - 19.99%* None* Yes* Good Credit*

Citi® Platinum Select® Card

2009-01-20T06:27:00.000-08:00

0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
After the introductory period is over, APR on purchases will be as low as a variable 6.74%, based on your application and credit history.*
No annual fee
Citi Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

*TERMS AND CONDITIONS:
Length of your introductory period will be 0.0% for 12 months from the date of cardmembership on purchases and balance transfers, 0.0% for 9 months from the date of cardmembership for balance transfers and purchases or 0.0% for 6 months from the date of cardmembership for balance transfers and purchases depending on our review of your application and credit history. After the promotional period ends, the standard purchase APR will be applied to all balances. (The standard variable APR for purchases is either 6.74% Rate 1, 10.74% Rate 2 or 14.74% Rate 3 in that order based on our review of your application and credit history, standard variable APR for cash advances 19.99%.) However, if you default under any Card Agreement, we may automatically increase the rate on balances (including promotional balances) to a variable default rate of 28.99%. Minimum finance charge - $0.50. Foreign purchase transaction fee - 3.0% of purchase amount after conversion to U.S. dollars. Cash advance fee - 3.0% of cash advance amount, $5 minimum. Balance transfer fee - 3.0% of balance transfer amount, $5 minimum. New cardmembers only. Subject to credit approval. Additional limitations, terms and conditions apply. You will be given further information when you apply.
© 2009 Citibank (South Dakota), N.A. Citi, Citi with Arc Design, Citibank, Platinum Select and CitiBusiness are registered service marks of Citigroup Inc.

Capital One® No Hassle MilesSM Rewards

2009-01-20T06:11:00.000-08:00

Travel free the No Hassle way with Capital One®. Enjoy greater flexibility with no limit on the miles you can earn and miles that won't expire for the life of your account.
Earn 2 miles for each dollar of monthly purchases above $1,000 and 0.5 miles per dollar spent on all other purchases
Earn 10,000 bonus miles when you spend at least $1,000 on purchases within 3 months of your enrollment date
Easier—book travel with ANY airline, hotel, cruise line, or rental car provider
Faster—travel with as few as 10,000 miles
Flexible—enjoy no blackout dates and no seat restrictions

Travel Free Fast
Miles Redemption Info for Travel:
Simply add two zeros to the price of your travel purchase, then trade in that number of miles to pay for it.
Examples: $180 flight = 18,000 miles
$100 hotel room = 10,000 miles
Travel easy with No Hassle MilesSM
Book your travel any way you choose
Use your card for airfare, cruise tickets, hotel stays, or rental cars from ANY website or travel agency.
Redeem your miles
Redeem your miles online or by phone to get reimbursed for your purchase.
Receive a statement credit
Your account will be credited for the purchase, and you will see that credit on your statement.
The choice is yours. Redeem your miles for:
Travel: Enjoy using your miles for flights, hotel stays, cruises, car rentals, and all other travel purchases.
Merchandise: Get name-brand electronics, sporting equipment, and more.
Charitable Donations: Donate your miles—it always feels good to help.
Statement Credit: You can also use your miles to pay for other non-travel purchases you've made with your Capital One® Card.